Steady Growth Investment Fund

A CMVM-regulated balanced-risk fund designed to build wealth steadily by blending traditional financial assets with select alternative investments under a single, actively managed vehicle.

It's overseen by Celtis Venture Partners—a team of seasoned investment professionals, including João Sousa Dias, João Baptista, Miguel Alpendre, Carlos Pontes Lopes, Mark Gomes and Inês Cunha e Silva—bringing over 30 years of combined experience.

The fund aims to raise €50 million in equity and targets a 15–20% annual IRR for investors, balancing growth with capital preservation.

70% Bonds, 15% Gold, 10% Equities, 5% Bank Deposits.

60% Portugal, 15% Europe, 15% Global markets, 5% USA, 5% Other regions.

Up to 20% in tangible assets such as classic vehicles (value appreciation), compact workspaces (asset-backed income) and a luxury-goods e-commerce platform, to diversify beyond financial markets.

The fund is actively managed and updated quarterly, ensuring allocations stay aligned with market conditions and target risk/return parameters.

Its strategy delivered a 4.14% cumulative gain over the past seven years—even amid COVID-19, the Ukraine war, rising inflation and interest-rate spikes—demonstrating resilience to volatility.

Investors have realized a 7.86% annualized return since the fund's launch.

The first 6% of profits accrue entirely to investors (LPs). The next 2% goes to the fund manager (GP). Profits beyond 8% are split 75% to LPs / 25% to GPs.

It follows a 10-year lifecycle (Year 0–10), from initial capital deployment through to final divestment and profit distribution.

Yes—if an investor opts to withdraw during the investment period, their participation units can be repurchased by the partners at prevailing valuations.

The fund aims to distribute annual dividends, contingent on its yearly financial performance, with full payment of any accrued dividends in the divestment period.

Diversification across asset classes and geographies, a mix of yield-generating and real-asset holdings, plus alternative investments, all under active quarterly management, work together to smooth returns and protect capital.

It embraces a moderate-risk profile—balancing fixed income, commodities, equities and select tangible assets—to achieve stable long-term growth while minimizing downside exposure.

The listed minimum investment is €500,000. Redemption frequency is End of Term and lock-up is not disclosed. Confirm final terms in the fund documents.

Management fee: None. Performance fee: None. Subscription fee: Not disclosed. Missing fee fields should be treated as diligence gaps, not as zero-cost assumptions.

The profile marks this fund as Golden Visa intended by its manager. Fund-route evidence must still be confirmed against current law, fund documents, and the applicant's own legal file — eligibility is assessed per application, not guaranteed by the fund.