Legal Disclaimer

1. Overview

This website, funds.movingto.com (the "Site"), is operated by Moving To Global Pte. Ltd., trading as Movingto Funds ("we," "our," "us"). The Site provides information and tools related to investment funds, including those that may be relevant to the Portugal Golden Visa program.

This page contains important legal disclosures that govern your use of the Site. By accessing or using this Site, you agree to the terms of this disclaimer. If you do not agree, you must immediately stop using the Site.

2. No Advice / No Recommendations

Movingto Funds provides information and tools only. We do NOT provide:

• Financial advice
• Investment advice
• Legal advice
• Tax advice
• Immigration advice
• Accounting advice

Nothing on this Site constitutes a recommendation to buy, sell, or hold any investment, or to pursue any particular investment strategy or visa pathway. All information is for general informational purposes only.

You should always consult qualified professionals—including licensed financial advisers, immigration lawyers, and tax accountants—before making any investment or visa-related decisions.

3. Not an Offer / No Solicitation

The content on this Site does not constitute an offer, solicitation, or invitation to invest in any fund, product, or service. We do not solicit investments or act as an intermediary for any securities transactions.

Any investment transaction, if one occurs, is conducted outside this public information Site and is subject to the relevant fund documents, subscription process, professional advice, and applicable law. Movingto is not a party to any securities transaction and has no responsibility for its terms, execution, or outcomes.

Fund information on this Site—including fund descriptions, fees, performance figures, ratings, comparisons, and any ordering or rankings—is published for general information and discovery purposes only. It is not advice, a personal recommendation, or an endorsement. Investing in funds puts your capital at risk; you may lose some or all of any amount you invest.

4. Commercial Relationships and Conflicts of Interest

We may receive commissions, referral fees, or other fees from third parties, including fund managers, service providers, and partners. These arrangements are disclosed as potential downstream conflicts. Public enquiries go to Movingto first; formal fund-manager coordination is not made directly from this Site and occurs only after client engagement and client request.

This means we are not financially independent from the funds listed on this platform.

However, our editorial processes — including verification outcomes, fund ordering, and data presentation — are not determined by commercial arrangements.

Compensation does not guarantee coverage, verification status, ranking, placement, or any particular outcome.

5. Verification and Labels

Where a fund displays a "Verified" label on this Site, this indicates that the fund has completed our document-check process. This is a limited review of submitted documentation conducted according to our Verification Program methodology.

"Verified" is NOT:

• Certification or accreditation
• Regulatory approval by any government authority
• An endorsement or recommendation
• A guarantee of fund performance or returns
• A legal determination of Portugal Golden Visa eligibility
• A guarantee that information is complete, accurate, or current

Verification status may be revoked or changed at any time. You must conduct your own due diligence regardless of any labels displayed on the Site.

6. Portugal Golden Visa Eligibility

We do NOT determine whether any fund is eligible for the Portugal Golden Visa.

Golden Visa eligibility depends on multiple factors including current Portuguese law, regulatory interpretation, fund structure and documentation, and your individual circumstances. Laws and regulations change frequently; past eligibility does not guarantee future eligibility.

Before investing for Golden Visa purposes, you must verify eligibility with qualified professionals including immigration lawyers authorised in Portugal and the fund manager directly. We accept no responsibility for any visa application outcomes.

7. Accuracy, Third-Party Information, and Links

Information on this Site may be incomplete, outdated, or incorrect. We make no warranties or representations regarding the completeness, accuracy, reliability, or timeliness of any information.

Much of the information displayed is provided by third parties, including fund managers. We do not independently verify third-party information and are not responsible for errors, omissions, or misrepresentations in such content.

This Site may contain links to third-party websites. We have no control over their content, security, or practices. Accessing such websites is at your own risk.

All content is provided on an "as is" and "as available" basis. You must conduct your own due diligence before making any decisions based on information found on this Site.

8. Limitation of Liability

To the fullest extent permitted by law, Moving To Global Pte. Ltd. and its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of the Site.

This includes, without limitation:

• Investment losses or diminution in value
• Visa application refusals or delays
• Loss of profits, revenue, or anticipated savings
• Business interruption
• Data loss or corruption
• Reputational harm
• Legal, regulatory, or tax consequences

You use this Site at your own risk.

In any event, our total liability to you for all claims arising from your use of the Site shall not exceed the amount you have paid to us (if any) or SGD $100, whichever is less.

9. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is owned by or licensed to Moving To Global Pte. Ltd. and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from any content without our prior written consent. Third-party trademarks belong to their respective owners.

10. Changes to This Disclaimer

We may modify this disclaimer at any time without prior notice. Updated versions will be posted on this page with a revised effective date. Your continued use of the Site following any changes constitutes acceptance of those changes.

11. About the Operator

Moving To Global Pte. Ltd. is not licensed as a financial institution, financial adviser, investment adviser, or broker-dealer under the laws of Singapore or any other jurisdiction. In particular, we are not authorised, registered, or supervised by Portugal's Comissão do Mercado de Valores Mobiliários (CMVM) or by any other securities regulator, and nothing on this Site is reviewed, approved, or endorsed by the CMVM. Where a fund is described as CMVM-regulated or CMVM-registered, that status relates to the fund or its manager and is not an endorsement of the fund—or of Movingto—by the CMVM.

12. Governing Law

This disclaimer and any disputes arising from your use of this Site shall be governed by the laws of Singapore. By using this Site, you submit to the exclusive jurisdiction of the courts of Singapore.

Nothing in this disclaimer excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by applicable Singapore law or any other applicable mandatory law that cannot be excluded, restricted, or modified by agreement.