This website provides information for general purposes only.Read our full disclaimer
Movingto Logo
Golden Visa Fund Comparison

Heed Top Investment Fund vs Mercúrio Fund II, FCR

Compare Heed Top Investment Fund and Mercúrio Fund II, FCR side-by-side: fees, terms, performance metrics, and Golden Visa eligibility.

Debt

Heed Top Investment Fund

Managed by Heed Capital

Unverified
VS
Private Equity

Mercúrio Fund II, FCR

Managed by Oxy Capital

Verified Partner

Quick Decision Guide

Choose Heed Top Investment Fund if you prioritize lower management fees and debt exposure. Choose Mercúrio Fund II, FCR if you prefer manageable entry point and private equity exposure.

Key Financials

Min. Investment
Heed Top Investment Fund
€100,000
Mercúrio Fund II, FCR
€100,000
Target Return
Heed Top Investment Fund
5% p.a.
Mercúrio Fund II, FCR
Not disclosed
Fund Size
Heed Top Investment Fund
€17.3M
Mercúrio Fund II, FCR
€50M
Established
Heed Top Investment Fund
2024
Mercúrio Fund II, FCR
2025

Fees & Costs

Management Fee
Heed Top Investment Fund
1.5%
Best
Mercúrio Fund II, FCR
2%
Performance Fee
Heed Top Investment Fund
20%
Mercúrio Fund II, FCR
20%
Subscription Fee
Heed Top Investment Fund
2%
Mercúrio Fund II, FCR
2%
Redemption Fee
Heed Top Investment Fund
Not disclosed
Mercúrio Fund II, FCR
Not disclosed
Hurdle Rate
Heed Top Investment Fund
5%
Mercúrio Fund II, FCR
5%

Liquidity & Terms

Redemption
Heed Top Investment Fund
Daily
Mercúrio Fund II, FCR
End of Term
Lock-up Period
Heed Top Investment Fund
Not disclosed
Mercúrio Fund II, FCR
96 months
Risk Band
Heed Top Investment Fund
Not disclosed
Mercúrio Fund II, FCR
Not disclosed
Category
Heed Top Investment Fund
Debt
Mercúrio Fund II, FCR
Private Equity

Estimated Fees on €500,000 Investment

Management fees over 6 years (excludes performance fees)

Lower Cost
Heed Top Investment Fund
€55,000
Mercúrio Fund II, FCR
€70,000

Geographic Allocation

Heed Top Investment Fund
Portugal
60%
Other EU
30%
International
10%
Mercúrio Fund II, FCR
Portugal
80%
International
20%

Ready to invest?

Speak with our Golden Visa experts to discuss which fund is right for you.

Frequently Asked Questions

The main differences include investment focus (Debt vs Private Equity), minimum investment amounts (€100,000 vs €100,000), management fees (1.5% vs 2%), and fund managers (Heed Capital vs Oxy Capital). Each fund has different risk profiles and return targets suited to different investor preferences.

Heed Top Investment Fund has the lower management fee at 1.5% compared to 2%. However, consider the total cost including performance fees: Heed Top Investment Fund charges 20% performance fee while Mercúrio Fund II, FCR charges 20%. The overall value depends on your investment goals and expected returns.

Heed Top Investment Fund requires a minimum investment of €100,000, while Mercúrio Fund II, FCR requires €100,000. Both funds meet the Portugal Golden Visa minimum requirement of €500,000. Choose based on your available capital and diversification strategy.

Both Heed Top Investment Fund and Mercúrio Fund II, FCR are marketed by their managers as intended for the Portugal Golden Visa program, meeting the minimum €500,000 investment requirement and being properly regulated investment funds. Eligibility must be confirmed with Portuguese legal counsel before investing.

The choice between debt (Heed Top Investment Fund) and private equity (Mercúrio Fund II, FCR) depends on your risk tolerance and investment goals. Debt investments typically offer different risk-return profiles compared to private equity. Consider your portfolio diversification needs and long-term investment strategy.

Redemption terms vary between funds. Heed Top Investment Fund offers Daily redemptions, while Mercúrio Fund II, FCR provides End of Term redemption opportunities. Check the specific notice periods and any redemption fees that may apply. Consider your liquidity needs when choosing between these options.

All fund data is regularly verified against official sources including fund prospectuses, regulatory filings, and direct communication with fund managers. Data freshness indicators show when each fund's information was last updated. We recommend reviewing the latest fund documents and speaking with the fund managers before making investment decisions.

Related Comparisons